Merchant Pain Points & Solutions
Merchants and SaaS providers lose revenue because legacy payment rails were built for humans, not machines. Traditional credit‑card and ACH fees of 2–3% plus $0.30 per transaction make sub‑cent micropayments impractical and discourage billing for billions of API calls, sensor pings and compute cycles.
These unbilled micro‑events leak 3–5% of annual recurring revenue, leaving more than $150 B exposed to micro‑billing gaps and forcing SaaS platforms to eat costs or eliminate free plans.
EMPIC recovers that lost revenue. Our plug‑in gateway meters every event and batches thousands of calls into a single blockchain settlement, cutting transaction costs to fractions of a cent. Layer‑2 rollups and stablecoin settlements enable real‑time billing, while smart‑contract escrow, self‑sovereign identity and AI‑driven pricing and fraud detection ensure secure, pay‑after‑delivery monetization. Merchants reclaim nearly all of that lost ARR and unlock new usage‑based revenue streams.
2–3% + $0.30/tx
Typical credit‑card fees
3–5% ARR Leakage
Unbilled micro‑events
$150B+ Revenue
Exposed to micro‑billing gaps
90% Leakage Recovered
With EMPIC’s batching
Why Now
We are living through an explosion of interconnected, autonomous devices and the software‑as‑a‑service (SaaS) platforms that empower, manage and monetize them. By the end of 2025, the world is expected to host more than 30 billion IoT devices—from smart meters, sensors and industrial machines to autonomous vehicles, medical devices and smart‑home systems—all increasingly connected to SaaS platforms for management, analytics and monetization.
The SaaS landscape is booming. Analysts project over 30 thousand SaaS companies by the end of 2025, with roughly 17 thousand based in the United States. These platforms, supporting billions of users and devices, are becoming the backbone of the digital economy—creating a massive opportunity for scalable, automated commerce.
The machine economy is coming—and its scale is almost beyond comprehension. Picture this: if only 10% of the world’s connected devices—around 3 billion—executed a single micro-payment every minute, that alone would generate 180 billion transactions per hour, or 4.32 trillion transactions every single day. EMPIC isn’t just preparing for the machine economy—we’re building the rails it will run on.
30B+ IoT Devices
projected for 2025
30K+ SaaS Companies
powering billions of users
180B+ Transactions/hr
if just 10 % of devices transact
How EMPIC Fits
EMPIC is built to scale with the machine economy. Our patent‑pending platform leverages three core innovations to make sub‑cent payments possible at global scale:
Edge Computing
Local batching and processing reduce latency and bandwidth consumption by processing data where it is generated, sending only relevant information to the cloud.
Blockchain Layer‑2 Rollups
Layer‑2 rollups bundle many transactions off‑chain and submit a compressed summary to the main chain, delivering faster settlement and drastically lower fees.
Agentic AI
Agentic AI orchestrates micropayments to optimize batching, fees and liquidity, detect fraud and anomalies, and learn from patterns. The model context protocol (MCP) interface lets devices and SaaS platforms plug in with no blockchain code.
Massive Industry Potential
EMPIC seamlessly integrates with SaaS APIs and device networks across industries, enabling automated billing, resource trading and peer‑to‑peer value exchange:
Telecom & Networks
Bandwidth trading and edge resource allocation for 5G and beyond.
Mobility
Autonomous vehicle payments, EV charging and smart tolling.
Energy & Utilities
Smart‑grid balancing, energy micro‑trades and renewable incentives.
Industrial IoT
Predictive maintenance and supply‑chain automation for factories.
Healthcare
Secure device‑to‑device micropayments in remote monitoring and diagnostics.
Consumer IoT
Smart‑home devices negotiating energy, bandwidth and shared resources.
SaaS/AI Pay‑per‑API
Micro‑billing for AI inference and API calls unlocks usage‑based pricing and new monetization models across the API economy.
Mesh ISP & Edge
Marketplaces for edge compute resources, pop‑up mesh ISPs and private‑5G bandwidth auctions enable dynamic pricing for connectivity and compute.
Scaling the
Machine Economy
This isn’t science fiction—it’s the inevitable trajectory of connected systems, AI agents, and autonomous machines. But harnessing even a fraction of this torrential flow of value requires infrastructure designed specifically for machines, not humans. That’s what EMPIC is built to provide.
And this is where it gets truly compelling: capturing just 0.01% of that flow translates to 432 million transactions per day—more than 158 billion per year. That’s not incremental growth—it’s the foundation for a brand-new economic engine on a global scale.
*Assumes 0.01% of global device traffic flows through EMPIC.
About Edge Micropayments
Edge Micropayments, Inc. is pioneering a new micropayments infrastructure purpose‑built for the machine economy. The Edge Micropayment Platform for Integrated Commerce (EMPIC) dramatically reduces payment processing fees, allowing software platforms and connected devices to earn, spend and settle value for fractions of a cent. By batching and aggregating many small payments into efficient rollups and applying predictive analytics to optimize blockchain fees, EMPIC makes micropayments practical at scale.
Our architecture abstracts the complexities of blockchain so you don’t have to. We provide a dedicated interface layer to automate device authentication and transaction routing, complete with developer‑friendly APIs and onboarding tools. Real‑time fraud detection and adaptive risk scoring keep the system secure without sacrificing speed. With EMPIC, you can enable pay‑as‑you‑go services, monetize data streams in real time and experiment with dynamic pricing models—unlocking new business models while lowering operational overhead.
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